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What's your lowest/highest APR on your CC's?

Community Leader
Super Contributor

What's your lowest/highest APR on your CC's?

Mine is 16.99% on my Navy Nrewards Visa, and 24.99% on Barclays Rewards MC, ugh! Thank goodness I don't carry balances!  But I'm also in a dirty bucket to due BK and baddies showing on reports. I'm hoping that once all that Falls off, I can go back and ask for a substantial decrease. 

(BK7 d/c-08/2013/FICO-400's) ~ Current scores....Your guess is as good as mine! ???
Scores being held down by tons of INQ/New acts Smiley Wink
Message 1 of 83
82 REPLIES
Established Contributor

Re: What's your lowest/highest APR on your CC's?

11.50% on DCU and 24.90% on Chase SW.


Starting Scores: EQ04: 652 1/19/14 TU98: 664 1/28/14 EX08: 644 2/12/14
Current Scores: EQ08: 737 2/9/18 TU08: 816 12/17/16 EX08: 727 9/5/17
Message 2 of 83
Valued Contributor

Re: What's your lowest/highest APR on your CC's?

Lowest: Wells Fargo Rewards Visa: 15.65%

Highest: Sallie Mae WMC: 22.99%

Better Balance Rewards - $1000 || Discover It (Joint) - $2000 || Better Balance Rewards #2 - $2100 || Wells Fargo Platinum - $2900 || Barclays Commence MC - $3700 || Better Balance Rewards #3 - $4000 || Amex SPG - $3000 || Discover It - $5000 || IHG Rewards WM - $5000 || Merrill+ VS - $5000 || Vantage West Connect Rewards VS - $5000 || Wells Fargo Propel Amex - $5100 || AARP VS - $7000 || Wyndham Rewards Visa - $7000 || US Bank Cash+ VS # - $7500 || Citi Dividend - $7600 || Citi Double Cash - $8000 || Sam's Club MC - $8500 || Chase Freedom VS - $8500 || Marriott Rewards VS - $9000 || Penfed Pathfinder Amex - $10000 || Quicksilver WMC - $10500 || US Bank Cash+ VS - $11500 || Amex Everyday - $12000 || Quicksilver VS - $23500 || Amex PRG || Total Credit: $150,400
Message 3 of 83
Senior Contributor

Re: What's your lowest/highest APR on your CC's?

7.15% on an old AmEx Optima which I don't use.

 

29.99% on Golfsmith (GE/Sync) - 6 months same as cash and I've never paid a penny in interest on this account.

Message 4 of 83
Established Member

Re: What's your lowest/highest APR on your CC's?

13.15% on Diners Club Elite.

 

15.99% on Amex BCE and Chase Ritz-Carlton. 

Message 5 of 83
Established Contributor

Re: What's your lowest/highest APR on your CC's?

Lowest (non rewards): 8% (Barclaycard Ring)

Lowest Rewards: 11.99% (BoA Better Balance Rewards)

Lowest Traditional Rewards: 12.99% (BoA Cash Rewards)

Highest Rewards: 22.24% (AMEX Blue Sky)

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 6 of 83
Super Contributor

Re: What's your lowest/highest APR on your CC's?


EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 7 of 83
Established Contributor

Re: What's your lowest/highest APR on your CC's?


Nixon wrote:

EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%


Got it years ago...was an Airtran A+ card, then Chase took over the card.  


Starting Scores: EQ04: 652 1/19/14 TU98: 664 1/28/14 EX08: 644 2/12/14
Current Scores: EQ08: 737 2/9/18 TU08: 816 12/17/16 EX08: 727 9/5/17
Message 8 of 83
Frequent Contributor

Re: What's your lowest/highest APR on your CC's?

lowest 12.99on amex ed

highest capo one qs 22.99

Message 9 of 83
Super Contributor

Re: What's your lowest/highest APR on your CC's?


EddieK wrote:

Nixon wrote:

EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%


Got it years ago...was an Airtran A+ card, then Chase took over the card.  


Close + Reopen. They are offering 50K signup bonus for 2K spend.

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 10 of 83