@MontegoMack wrote:
AAoA - 6 years.
No Bks
3 derogatories that will fall off in August.
I certainly can wait until then, but I'm wringing my hands and rocking back and forth wondering which direction to go...
When those derogs fall off your score will likely surge and you will probably be able to choose any card you want. Don't ruin your chances by apping now.
