@Creditaddict wrote:
@b1gr3dmachin3 wrote:
@Creditaddict wrote:
@b1gr3dmachin3 wrote:
Is citi's online form really a soft pull? I don't really waste any hard pulls just yet
It tells you very clearly... they have 2 options now and it spells it out... go check if yours has the sp.
my take on income increases is for the most part the current banks don't care so just update it the next cli.
I just assumed most CC's use a HP when you request a CLI. On Citi it says "a credit bureau report will not be required" so I'm guessing that means it's a soft pull right?
yup your account has the sp CLI... check it every 6 months!
Nice, thank you :-) Only bad part is, that Citi is my least favorite card because I feel their rewards program is not very good...I was thinking of maybe pcing the card to something else or I'm not really sure what to do with it.
BoA 123 $2.5k (11/12) // Discover It $3.9k (7/13) // Citi Forward Student $3.8k (7/13) // Chase Freedom 5k (12/13) // Amex Blue Cash 6k (1/15)
Starting Score: No Credit History (11/12)
Current Score: MyFico 761
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