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So real quick. What should I do with my USAA Student card?
Heres what ive got. Im 22 year old college grad.
WALMART - $8k limit - 3 years old
AMEX BCE - $2.5k limit - 1 month old
CAP One QS - $5k limit - 1 month old
SALLIE MAE - $5k limit - 1 month old
USAA STUDENT CARD - $2.5K limit - 5 months old.
I got the USAA card because i was traveling for business and needed somthing to charge hotel and dinner/lunch too before my employeer reimbursed me. Other than that the card is not used due to my current line up.
I no longer use the Walmart card but must keep it open as it helps my AAO.
I will be apping for a home maybe in 12 months so now is make it or break it time in terms of new CC's or HPs. This month is the last month I can do anything?
So what do I do with this USAA card. Leave it alone? Ask another card to take that limit and put it in my account there? Or get another card? The only expensies I have are car ins, car note,and I eat out at dinners.
Just making sure I have the best possible lineup to last me 12-18 months. IDEAS? The only way USAA will do a CLI is if I apply for a "normal" card. But they have no rewards so Im like whats the point.
@Anonymous wrote:So real quick. What should I do with my USAA Student card?
Heres what ive got. Im 22 year old college grad.
WALMART - $8k limit - 3 years old
AMEX BCE - $2.5k limit - 1 month old
CAP One QS - $5k limit - 1 month old
SALLIE MAE - $5k limit - 1 month old
USAA STUDENT CARD - $2.5K limit - 5 months old.
I got the USAA card because i was traveling for business and needed somthing to charge hotel and dinner/lunch too before my employeer reimbursed me. Other than that the card is not used due to my current line up.
I no longer use the Walmart card but must keep it open as it helps my AAO.
I will be apping for a home maybe in 12 months so now is make it or break it time in terms of new CC's or HPs. This month is the last month I can do anything?
So what do I do with this USAA card. Leave it alone? Ask another card to take that limit and put it in my account there? Or get another card? The only expensies I have are car ins, car note,and I eat out at dinners.
Just making sure I have the best possible lineup to last me 12-18 months. IDEAS? The only way USAA will do a CLI is if I apply for a "normal" card. But they have no rewards so Im like whats the point.
My Brother:
THATS EXACTLY WHY I GOT MY FIRST USAA CARD HAHAHA
I needed a card while I got approved for the Corporate card.
Just Sock Drawer it. I have a USAA Card myself. I used it hard core for 4-5 months then never used it again but for 1 very minor transaction to keep it alive. USAA wont give you a CLI on it UNLESS you get Congress to approve spending its that hard.
Just leave it so that when you one day get rid of the Store card you have, you will have an ok backer for your "oldest" card