What unsecured cc can I get with the following scores: 702 Transunion668 Experian652 Equifax

[Anonymous]

I have been working hard to improve my credit scores after some business issues in 2004. I have one secured card, a mortgage that has been paid for 1.5 years, a car loan, and a secured CD loan. I am now trying to get a unsecured credit card and want to know if I can get one with my current scores.

No derrogatories or collection accounts.

Thanks...

[Anonymous]

Last July, I applied for an Amex Green and Citi AAdvantage Vis Signature on the same day with an a TU FICO of 652 and was approved for both.

[corymcd88]

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@Anonymous wrote:

I have been working hard to improve my credit scores after some business issues in 2004. I have one secured card, a mortgage that has been paid for 1.5 years, a car loan, and a secured CD loan. I am now trying to get a unsecured credit card and want to know if I can get one with my current scores.

No derrogatories or collection accounts.

Thanks...

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Yes, try Discover, GE Captial, AMEX. Stay away from Chase Bank. Good luck!!!

[Anonymous]

Thanks for the replys. I iwent on a terror tonight.  I was approved for a gas card, a Macy's card, a capital one card, and a first premier card. I know I will have to wait 6 months or more for a good impact but it was worth it.

I have pending approvals for Discover card and USBank card. I was denied an Amex Green card.

[Anonymous]

BTW, I know some of you might rag me for so many credit apps in one day, but I heard that it's better to apply for a lot of credit in a short time frame, so I went for it.

I am probably an idiot, but at least all these new credit accounts will make a difference in the long run. I hope I am right.

[Anonymous]

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@Anonymous wrote:

BTW, I know some of you might rag me for so many credit apps in one day, but I heard that it's better to apply for a lot of credit in a short time frame, so I went for it.

I am probably an idiot, but at least all these new credit accounts will make a difference in the long run. I hope I am right.

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Nah you aren't an idiot...you are credit savvy  however why did you apply for a premier card? why would you need them when you got approved for some nice cards

[Anonymous]

I figured the more the better since I was going to get dinged for inquires.

What do you think is the minimum time I should keep these accounts open?

I don't plan on using more than 10% of the credit line and that is only to keep them active.

Thanks..

[Anonymous]

I am only going to rag on you about the First Premiere.  Your credit is too good for that card.   It is definitely not worth it.

[Ron1]

You might be able to get approved for Amex Zync with your scores.

Ron.

[Anonymous]

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@Anonymous wrote:

I figured the more the better since I was going to get dinged for inquires.

What do you think is the minimum time I should keep these accounts open?

I don't plan on using more than 10% of the credit line and that is only to keep them active.

Thanks..

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I would recommend to call Premier when you get the card so they can refund the AF. If you decide you truly want the card...call back after a day or two and tell them you want to reinstate the card. Hopefully the person you speak with doesn't tack on the AF back on.