What was I thinking???? Probably greed.

Anonymous · ‎12-07-2007

I did something real stupid. I pushed the love button again on my HSBC credit card hoping for another automatic CLI like I received a couple of days ago. It was not automatic and they said they would give me a decision within 72 hours. I was thinking that I could push my luck with them and now I think I pressed my luck.

Anonymous · ‎12-07-2007

Did I do something wrong. I wonder what HSBC is thinking?? I should have let well enough alone.

Anonymous · ‎12-07-2007

I don't think you did anything wrong. They have no problem with saying no and pressing forward. Just curious, what "luv" button does HSBC have anyway?

jackg · ‎12-07-2007

FWIW, I've never heard of anyone asking for a CLI days after receiving one, come on! Occupy your time some other way.

Message Edited by jackg on 12-07-2007 12:12 PM

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739

Anonymous · ‎12-07-2007

I dont get it. Or maybe I am naive. You have never heard of anyone who has received another CLI on a card days after they have received one.

Anonymous · ‎12-07-2007

I have. Hey if you want to app for CLI everyday that is YOUR busy! I don't know if that will be a good thing to do but it is your time and if that is what you wanted to do then so be it. I understand your demise with HSBC. If I could get anyway with trying to app for a CLI every 5 mins and they get tired of me doing it then I would--j/k

.

Anonymous · ‎12-07-2007

oh lando!
we said 3-6 months before we pressed the button again remember?

CLI she is a temptress!

xoxox jane

jackg · ‎12-07-2007

Honestly? No, what would be the point, maybe I'm missing something. I obviously know that it is your business, you can ask everyday if you want, it's your business. Good Luck.

Message Edited by jackg on 12-07-2007 12:27 PM

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739

Anonymous · ‎12-07-2007

Jack, I know it is my business but what I trying to do is not make the same mistakes and for me to do that I have to be honest. I am just looking for feedback and not be judged to harshly. Trust me, I can do that to myself just fine.

Anonymous · ‎12-07-2007

lando honestly I do not think you need to justify that with an answer. You clearly stated in your subject line, "what was I thinking..."--fully recognizing you should not have done it. You did it, it is over. You have to do what works for you, not because someone else is trying to judge you for it! Had that CLI worked out for you somebody else what have probably went and did the same thing right after you said it worked.

The way we learn is by trial and error right?

Message Edited by jaybee on 12-07-2007 12:40 PM