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What was you first 2k+ limit card?

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Tuxedo77
Contributor

What was you first 2k+ limit card?

I have received my two first 'non-toy/secured' cards in August (1K and 1.5K). Hopefully they grow. For those that were in a building or re-establishing phase, how long did it take to get your first serious limit cards? Or did you CLI the ones you already had?
AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Message 1 of 54
53 REPLIES 53
CREDITSURFER
Frequent Contributor

Re: What was you first 2k+ limit card?

took me 5 months with secured cards to get citi $4500, Discover IT $2500 and Lowes $3000 in my app spree last week.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 2 of 54
icloud2525
Frequent Contributor

Re: What was you first 2k+ limit card?

Mine was discover it. Secured boa $1000 to unsecured. Cap 1 300 to 1000. Then the it at $4500.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 3 of 54
missjae
Established Contributor

Re: What was you first 2k+ limit card?


@Tuxedo77 wrote:
I have received my two first 'non-toy/secured' cards in August (1K and 1.5K). Hopefully they grow. For those that were in a building or re-establishing phase, how long did it take to get your first serious limit cards? Or did you CLI the ones you already had?

Amex was the first one to put me over 2K.  They gave me $3K or $3.5K.  It was a revolving card and I loved it.  Wish they'd let me back in.  Anyhow, In 2004 I started cleaning my credit up.  I obtained some store cards as well as Capital One.  I didn't get the Amex until 2009.  However, I think I gave up on credit for awhile and that's why it took so long for me to obtain better bankcards.  Wish I knew about myFico several years ago!

Message 4 of 54
icloud2525
Frequent Contributor

Re: What was you first 2k+ limit card?

Oh. And took about a year before starting to get the limits I have now.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 5 of 54
eddie84
Valued Contributor

Re: What was you first 2k+ limit card?

The first highest CL that I got was from Dell Financial Service (DFS) back in '02 and that was my first $5k limit.

Message 6 of 54
Kenny
Moderator Emeritus

Re: What was you first 2k+ limit card?

Message 7 of 54
mikey78
Frequent Contributor

Re: What was you first 2k+ limit card?

My First 2k CC and I kinda dont like to say it but it was Cap One
i still have the card and got it upgraded to QS One and it still has that ridiculous AF that I want to get rid of

If memory serves me correct I started out with a 350 CL and I read somewhere that if i continue to make payments for 6 months they will always review to give me CLI

which i made really sure i made payments on time or sooner and within a few months it grew from 350 to 700 to 2500 and 7 years later still stood at 2500

I asked for my first ever CLI with them this past month and got rejected and i emailed EO thru facebook to complain about the AF n CLI
I closed my 2nd cap one cause they wouldn't CLI it and id idn't know about EO at the time


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 8 of 54
knoregs
Established Contributor

Re: What was you first 2k+ limit card?

Discover More (now IT) gave me $2k starting limit 6 months after my first BOA secured card.

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 9 of 54
tdrjustus3
Regular Contributor

Re: What was you first 2k+ limit card?

My first was my local CU @5K then Citibank @3K and Cap1@2.5k. I started my serious credit building in March of this year but I had the Cap1 since 07 with the same CL until this year.


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Message 10 of 54
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