What was your first card?

Skye12329 · ‎08-11-2014

Curious so i just thought i would ask:

1. What was your first card? Elan Financial Services (Bank CC)

2. What was the initial limit? $500

3. What year did you open it, and what age were you? (if you dont mind answering this one) I opened it 2010 and i was 18

4. Do you still have it open? or did you close it? Currently its still open but it doesnt get used a lot mainly due to the rewards arent very good. I do appreciate CLI are SP

On a side note, to add a AU do they need to be 18?

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Closingracer99 · ‎08-11-2014

My first card : Discover it

inital limit: $750

Date opened: June 2013 and I was 22

Is it open: Yes it is ....For now

You can be 15 I believe for certain cards

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Shock · ‎08-11-2014

Bank of America Platinum from 2006. i was 18/19. Initial limit 1000. It went delinquent. They closed it and I paid it all off. No collections or anything so I didn't burn them. They just fell off my reports recently (yikes!).

Regarding AU, I dont think they need to be 18.

navajomyst2003 · ‎08-11-2014

Amex green charge card. 1984. I'm old.

In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)

Shock · ‎08-11-2014

@navajomyst2003 wrote:
Amex green charge card. 1984. I'm old.

not old. seasoned with experience. we can learn alot from you

Stanic413 · ‎08-11-2014

@Skye12329 wrote:
Curious so i just thought i would ask:

1. What was your first card?
2. What was the initial limit?
3. What year did you open it, and what age were you? (if you dont mind answering this one)
4. Do you still have it open? or did you close it?

On a side note, to add a AU do they need to be 18?

1. Newport News (I may be dating myself a bit....)

2. I think it was $300.

3. 2000, I was 18 (Damn, there it is)

4. Def not open anymore

I added my daughter as an AU this year to my BoA card, she's 14. Will do amex after her 15th bday. (yeah, for those of you who can do math, I started young).

18k

10k

7.6k

10k

5k

5.6k

1.7k

2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.

juggalo9er · ‎08-11-2014

200 capitol one secured card 28 or 29 months ago

navajomyst2003 · ‎08-11-2014

@Shock wrote:
@navajomyst2003 wrote:
Amex green charge card. 1984. I'm old.
not old. seasoned with experience. we can learn alot from you

Oh the credit stories I could tell!

In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)

yellowcake · ‎08-11-2014

Some National City card, became PNC points over time.

I was 20, it was in 2005, and it is still open, but I never use it.

Initial CL was $500, it is now $4,000.

Anonymous · ‎08-11-2014

1. Wells Fargo Gold Card

2. $1500

3. 2007, I was 18 and got approved because I was a student, got a free checking account at the same time for being a student.

4. Still open, they upgraded it to a Platnium card and $6500 limit now, I've never asked for a cli on it, just happened naturally.