@Creditaddict wrote:To add to other post:
Not only are Util. of each card and overall all cards taken but how many accounts have balances can also effect score so in your case if you can't pay them all off I would probably go the route of paying as many as you can completely off and having a couple close to limit vs. paying all to 30% but this is were you will get a lot of thoughts and experience on. It's not a perfect science for all, it's a person to person result. For me though it's been multiple accounts with high balances vs. most PIF that effects my score the most.
+1
@themeggerz wrote:
Conveniently all these cards are at 0% interest so that does not come into play.
I think I am goin to pay them all down to 30% and then see if I can funnel more away and pay more.
I'm trying to do this so my husband won't notice
LOL. Well good luck to you!!
@MarineVietVet wrote:
@themeggerz wrote:
Conveniently all these cards are at 0% interest so that does not come into play.
I think I am goin to pay them all down to 30% and then see if I can funnel more away and pay more.
I'm trying to do this so my husband won't noticeLOL. Well good luck to you!!
the meggerz does your DH check his CR's often?
No, never. I plan on getting the car in my name only (brodge loan) until he gets home and sees it. I'm the money keeper - and I work in finance so it's easy for me to figure it out.
I'm gonna pay off everything left to 30% this month and go from there.
I'll report my findings
Looks like it will be harder to decide mustang, Camaro or challenger lol.
I'm gonna pay off everything left to 30% this month and go from there.
I'll report my findings
Looks like it will be harder to decide mustang, Camaro or challenger lol.
@themeggerz wrote:
No, never. I plan on getting the car in my name only (brodge loan) until he gets home and sees it. I'm the money keeper - and I work in finance so it's easy for me to figure it out.
I'm gonna pay off everything left to 30% this month and go from there.
I'll report my findings
Looks like it will be harder to decide mustang, Camaro or challenger lol.
Camaro. Nuff said!!
I vote Mustang!
...but I'm very interested in the results of your Science experiment...hopefully, your results will matter to me soon.