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When Does NFCU Report?

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itspnutbutterkellytime
Regular Contributor

When Does NFCU Report?

Does anyone know when NFCU reports credit cards to the bureaus? Is it when the statement cuts? I tried searching but most people seemed to be asking about a CLOC or when how long it takes to first report after they receive their card. 




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Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: When Does NFCU Report?

Statement date.

Message 2 of 12
AverageJoesCredit
Legendary Contributor

Re: When Does NFCU Report?

Mine reported within 3 weeks of approvalSmiley Wink
Message 3 of 12
Anonymous
Not applicable

Re: When Does NFCU Report?


@itspnutbutterkellytime wrote:

Does anyone know when NFCU reports credit cards to the bureaus? Is it when the statement cuts? I tried searching but most people seemed to be asking about a CLOC or when how long it takes to first report after they receive their card. 


 

 

Many people have reported the first of the month for the CLOC. Thats when mine reports. My closing date is the 17th of the month but reports the first of the month. My Promise Card reports the same way. My Promise does not report on my statement closing date which is the 5th of the month. Always reports on the 1st.

Message 4 of 12
Aduke1122
Senior Contributor

Re: When Does NFCU Report?

My fiancés Cashrewards reported in less than a week after it was opened , mine took 3 weeks to report
Message 5 of 12
Aduke1122
Senior Contributor

Re: When Does NFCU Report?

We was approved within 2 weeks of each other also
Message 6 of 12
Aduke1122
Senior Contributor

Re: When Does NFCU Report?

Hey Donny just for future reference when the Cloc reports on the 1st does it report the balance as of that day or is it the statement balance that they report
Message 7 of 12
Anonymous
Not applicable

Re: When Does NFCU Report?


@Aduke1122 wrote:
Hey Donny just for future reference when the Cloc reports on the 1st does it report the balance as of that day or is it the statement balance that they report

I wish I could answer that for sure, I dont let it report a balance. It always says balance update the 1st.

Message 8 of 12
Aduke1122
Senior Contributor

Re: When Does NFCU Report?

Thanks I understand , was just wondering if you paid off the balance by the statement close but had other charges later on around the 1st would it report that as the balance
Message 9 of 12
pipeguy
Senior Contributor

Re: When Does NFCU Report?

I just applied for membership and the GoRewards card last week - was instantly approved for both. Card reported to all three CRA's yesterday - I don't even have the physical card yet - at least the utility is "0" Smiley Wink

Message 10 of 12
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