When Will Citibank Report My Payment to Equifax?

[Amanda80]

My Hilton Honors Reserve Visa statement closes on the 21st each month, any idea as to when Citibank will update my Equifax credit report?  This is effecting my DTI and I want everything very clean before I apply for an auto loan with NFCU.

[Anonymous]

The best answer is to call and ask them.

[MrDisco99]

My Citi balances only update after statement day.

[Anonymous]

Yea, call and ask. My Citi AAdvantage Platinum didn't report for 5 months!!!

[mbauza86]

I'm on the same boat as you! I wish it would post immediately! lol  I don't know if it's a delay on Citi or the CRA.

My payment was due 1/22 and statement closed on 1/24. I called Citi and they told me they report the balance to the credit unions on the day the statment closes  (so it would've been 1/24).  As of today 1/26 it's showing the old balance. I'm hoping maybe later in the day it would update.

Also even though my statment closed on 1/24, today is when I got an email saying my "statement" was ready.

Once it posts, I'll let you guys know.

[expatCanuck]

I've had a Citi Forward Visa for 7 years.  In my experience, Citi has reported the statement balance (or, perhaps more accurately, I've received the myFICO update) between 3 and 5 days after the statement date.  I know that I've received the update on a Friday, Saturday and Sunday.  No rhyme or reason that I can determine as to why it's 3, 4 or 5 days.

[AverageJoesCredit]

I have had issues where Equifax doesnt update many creditors for months. Citi sometimes doesnt rither so definetly call.

[UncleB]

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wrote:

My Hilton Honors Reserve Visa statement closes on the 21st each month, any idea as to when Citibank will update my Equifax credit report?  This is effecting my DTI and I want everything very clean before I apply for an auto loan with NFCU.

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Since this involves a Citi Hilton card it wouldn't be surprising if things were a little 'wonky' this month with reporting.