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When does the 61 days start?

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improvingmycredit
Valued Contributor

When does the 61 days start?

I was approved for the Amex BCP on Jan 3rd.  When am I eligible to go for the CLI?  Date of approval or date of activation?  Thanks!


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 1 of 12
11 REPLIES 11
stone
Regular Contributor

Re: When does the 61 days start?

I think it is since activation date.

Message 2 of 12
bichonmom
Senior Contributor

Re: When does the 61 days start?

Most people have said it's from the date of activation. It's not 100%, but better safe than sorry, since there's a 90-day wait to try again. Smiley Happy

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 3 of 12
improvingmycredit
Valued Contributor

Re: When does the 61 days start?

Thanks!  I've read so many post on this subject and they don't all concur.  I think you are right.... better safe then sorry.  I'll wait another 8 days.  Smiley Sad


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 4 of 12
Anonymous
Not applicable

Re: When does the 61 days start?

Let us know how it goes, I'll be in the same position in about 70 days.

Message 5 of 12
Anonymous
Not applicable

Re: When does the 61 days start?

Just wanted to add my experience to the hive mind:

 

Approval Date: 01/28

Activation Date: 02/03

3x CLI: 03/29 (61 days after Approval Date)

 

My second statement closed 03/27, PIF on 03/28, and payment posted to acct today.  So the CLI was approved with no outstanding balances.

 

Unrelated Gripe: 2 statements paid-in-full so far and my BCE rewards from month 1 still haven't posted yet.  W.T.F. AmEx!  Not sure if this is normal or not...?

Message 6 of 12
Anonymous
Not applicable

Re: When does the 61 days start?

AMEX is notoriously slow about posting your rewards.  It usually happens after 2-3 statements.  Why?  Because they can.

Message 7 of 12
h4ldol
Contributor

Re: When does the 61 days start?

The CLI luv button doesn't show up on my online AMEX account (under 'manage credit limit'), which is less than a month old, but it does show up for my wife's account (even though she successfully used it for a 3X CLI a couple weeks ago).  I assume that the button will 'magically' appear when the account has aged enough to request a CLI... hopefully at 61 days from approval (which was two weeks before activation). 

Message 8 of 12
OnTheRebound
Established Contributor

Re: When does the 61 days start?

I asked 62 days after activation, just to be on the safe side and since I was in no hurry.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 9 of 12
LS2982
Mega Contributor

Re: When does the 61 days start?


@improvingmycredit wrote:

I was approved for the Amex BCP on Jan 3rd.  When am I eligible to go for the CLI?  Date of approval or date of activation?  Thanks!


I would say activation to be on the safe side.




EQ FICO 548 3/3/16
Message 10 of 12
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