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When should I change my due dates?

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icyhot
Valued Contributor
‎06-22-2015 06:46 AM
‎06-22-2015 06:46 AM

Re: When should I change my due dates?

It would be easier to change 2 credit card due dates than 5-6 recurring dates. The AAdvantage takes about 1-2 days to post while BofA takes longer but I can always pay before the charge clears. Both would be about $200-$300 a month
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 11 of 12
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Anonymous
Not applicable
‎06-22-2015 01:29 PM
‎06-22-2015 01:29 PM

Re: When should I change my due dates?

I have my whole life set to be due on the 28th. Every single bill except my car insurance who said it would cost extra to move the date from the 26th to the 28th. I make payments to my various accounts as I have the money and then on the 28th I log into each account and double check that I've made a payment to them. Using this method I have never had a single late payment whih helps in the long run because I don't have to pay fees or penalty APRs.

Message 12 of 12
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