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When should I request CLI for Discover Reward and Delta Amex

sgmjqb
Established Member

When should I request CLI for Discover Reward and Delta Amex

3rd statement with discover card has cut and I have paid all three months PIF. Should, I wait or request CLI? Delta Amex SL $1K had card about three weeks should I wait or request CLT?

 

All three FICO 8 above 700

 

no collection or baddies on the report. BK from 2013 is the only thing reporting.

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1 REPLY 1
ZackAttack
Frequent Contributor

Re: When should I request CLI for Discover Reward and Delta Amex

Amex has a 3x CLI you can do. If 61 days have hit or past, you can try to poke them because it will be a SP.

 

Discover, can start doing SPs once the 3rd or 4th statement hit on poking for a CLI.

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Cash It | $4,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1.2k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APRDCU Platinum | $8k | 10/21/2020 | 8.5% APRNFCU cashrewards | 1.9k | 1/2/2021 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Banks
 MI Schools & Gov't CUDCUNavy Federal Credit UnionChase BankAOD FCUDiscover BankGenisys CU
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