When to ask for a CLI?

[quarius]

Right now i can ask for a CLI on my citibank because the next statement is on the next cycle but i have a few cards that i paid off that report in a few days to a week. Should i ask for a CLI now or wait until all is said and done? Also should i wait to apply for new cards until these new increases report?

[myjourney]

Wait until all is said and done and remember its a HP in most cases YMMV tho

[quarius]

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@myjourney wrote:

Wait until all is said and done and remember its a HP in most cases YMMV tho

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I read somewhere in a thread that Citibank is a softpull for cli. Do u know more?

I have a few cards to ask cli for Citibank, Discover It, Amazon visa, Merrick bank, BOA Cash. 

[myjourney]

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@quarius wrote:

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@myjourney wrote:

Wait until all is said and done and remember its a HP in most cases YMMV tho

---

I read somewhere in a thread that Citibank is a softpull for cli. Do u know more?

I have a few cards to ask cli for Citibank, Discover It, Amazon visa, Merrick bank, BOA Cash. 

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Recently Citi has done some SP CLI's but its hit or miss 

Discover call and ask if you have any SP CLI's if they can't they'll ask to pull a HP at which point you can go yay or nay 

BofA HP

Merrick not sure sorry

[quarius]

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@myjourney wrote:

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@quarius wrote:

---

@myjourney wrote:

Wait until all is said and done and remember its a HP in most cases YMMV tho

---

I read somewhere in a thread that Citibank is a softpull for cli. Do u know more?

I have a few cards to ask cli for Citibank, Discover It, Amazon visa, Merrick bank, BOA Cash. 

---

Recently Citi has done some SP CLI's but its hit or miss 

Discover call and ask if you have any SP CLI's if they can't they'll ask to pull a HP at which point you can go yay or nay 

BofA HP

Merrick not sure sorry

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Thanks

[myjourney]

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@quarius wrote:

---

@myjourney wrote:

---

@quarius wrote:

---

@myjourney wrote:

Wait until all is said and done and remember its a HP in most cases YMMV tho

---

I read somewhere in a thread that Citibank is a softpull for cli. Do u know more?

I have a few cards to ask cli for Citibank, Discover It, Amazon visa, Merrick bank, BOA Cash. 

---

Recently Citi has done some SP CLI's but its hit or miss 

Discover call and ask if you have any SP CLI's if they can't they'll ask to pull a HP at which point you can go yay or nay 

BofA HP

Merrick not sure sorry

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Thanks

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Good luck

[longtimelurker]

Another question to ask yourself (very rarely asked here!) is "Why do I need a CLI?", especially on multiple cards.   Are you near your limits?  Is utilization bringing down your score (in a way that you cannot fix by paying before statement cut, perhaps because you have a balance)?

People seem to think that they have to have lots of CLIs, and while it might make you feel "luv"'d, that doesn't make it essential!