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When to request a cli from PenFed

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creditnocash
Valued Contributor

Re: When to request a cli from PenFed


@Anonymous wrote:

I just call them.They said 6 months and my penfed is golden for 20k

They are gonna look at my account in april and if the credit is good as when the account was opened they will approve for 20k

One more thing before everyone jumps,They dont normaly do this for everyone but because of my payment history 3k every month and the autoloan duble payments every month

They say i am good to go.These were CSR not mine


well good luck in april then! 

hope they didnt pull your credit for that answer. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 21 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed


@Anonymous wrote:

I just call them.They said 6 months and my penfed is golden for 20k

They are gonna look at my account in april and if the credit is good as when the account was opened they will approve for 20k

One more thing before everyone jumps,They dont normaly do this for everyone but because of my payment history 3k every month and the autoloan duble payments every month

They say i am good to go.These were CSR not mine


OOOOO Really......  Must be nice to be Golden

Message 22 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed


@creditnocash wrote:

@Anonymous wrote:

I just call them.They said 6 months and my penfed is golden for 20k

They are gonna look at my account in april and if the credit is good as when the account was opened they will approve for 20k

One more thing before everyone jumps,They dont normaly do this for everyone but because of my payment history 3k every month and the autoloan duble payments every month

They say i am good to go.These were CSR not mine


well good luck in april then! 

hope they didnt pull your credit for that answer. 


why would they.They are not amex they are Penfed.lol

Message 23 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed

You see we shouldnt be afraid to ask.Smiley Surprised

Message 24 of 46
creditnocash
Valued Contributor

Re: When to request a cli from PenFed

How do they know you'll be golden without even soft pulling? I could call up and ask them then and be "golden"


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 25 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed

Comon man you know that can see your credit with a soft pull.They dont even need hard pull for that

Message 26 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed


@creditnocash wrote:
How do they know you'll be golden without even soft pulling? I could call up and ask them then and be "golden"


He's even Golden with a BK7

Message 27 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed

Yes sir...Smiley Very Happy

Message 28 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed

Ill come out and say, frankly, I dont believe a word astritaho1979 is saying. Or you are incredibly foolhardy.
Message 29 of 46
Anonymous
Not applicable

Re: When to request a cli from PenFed

thats fine.its your right to feel that way

Message 30 of 46
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