@Anonymous wrote:
@Anonymous wrote:That;s crazy that they use the chip as a reason to not need to know about travel. Here in Florida I would say probably 50% or more of the stores still don't have the readers active. They have them, but they don't work yet. Besides, what happens if you lose the card in port and don't realize it right away? If they know you are only there for the day, they know to cut off charges after that day. But when I cruise, I mostly use cash in ports but have cards for emergency use, or if I ever find some jewels I can't resist.
Speaking of cash, be sure to take some small bills. It doesn't go well when you haggle down to $5 for an item then bust out a 20 to pay. "No change"
Banks trust the chips enough to know it's probably you using the card and not a clone. Wait til we get PINs, we might not even have to do travel notifications anymore. Magnetic stripes alone with a signature is wasted and fraud prone technology these days, honestly.
There are other countries besides the US that use signature even with chip. And outside of western Europe, lots of places still aren't fully transitioned over. Travel notifications will probably be at least a good idea if not mandatory for a while longer.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:That;s crazy that they use the chip as a reason to not need to know about travel. Here in Florida I would say probably 50% or more of the stores still don't have the readers active. They have them, but they don't work yet. Besides, what happens if you lose the card in port and don't realize it right away? If they know you are only there for the day, they know to cut off charges after that day. But when I cruise, I mostly use cash in ports but have cards for emergency use, or if I ever find some jewels I can't resist.
Speaking of cash, be sure to take some small bills. It doesn't go well when you haggle down to $5 for an item then bust out a 20 to pay. "No change"
Banks trust the chips enough to know it's probably you using the card and not a clone. Wait til we get PINs, we might not even have to do travel notifications anymore. Magnetic stripes alone with a signature is wasted and fraud prone technology these days, honestly.
There are other countries besides the US that use signature even with chip. And outside of western Europe, lots of places still aren't fully transitioned over. Travel notifications will probably be at least a good idea if not mandatory for a while longer.
Our friends to the north and in Australia are also 100% compliant with chip and pin too. 
