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Which Banks like AU accts?

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BearsAndTurtlesRtheBest
Senior Contributor

Which Banks like AU accts?

Which banks dont take in consideration authorized user accounts when making a credit decision? 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 1 of 20
19 REPLIES 19
longtime_lurker
Valued Contributor

Re: Which Banks like AU accts?


@BearsAndTurtlesRtheBest wrote:

Which banks dont take in consideration authorized user accounts when making a credit decision? 


Chase, lol

 

I dunno about the rest

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 2 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Which Banks like AU accts?

haha thanks longtimelurker.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 20
Pupeitmeister
Valued Contributor

Re: Which Banks like AU accts?

Bears: you are in the garden. Do i need to report to the ERTs?

You have had a lot of activity in a short timeframe. I hope you are weighing carefully your decisions, both for you and your family's financial health
OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Message 4 of 20
lg8302ch
Senior Contributor

Re: Which Banks like AU accts?


@Pupeitmeister wrote:
Bears: you are in the garden. Do i need to report to the ERTs?

You have had a lot of activity in a short timeframe. I hope you are weighing carefully your decisions, both for you and your family's financial health

+1

Message 5 of 20
Anonymous
Not applicable

Re: Which Banks like AU accts?


@longtime_lurker wrote:

@BearsAndTurtlesRtheBest wrote:

Which banks dont take in consideration authorized user accounts when making a credit decision? 


Chase, lol

 

I dunno about the rest


From what I've been told Chase does consider AU chase accounts as part of their internal risk model if you are applying for a new account with them - but not other issuers.
Message 6 of 20
corymcd88
Valued Contributor

Re: Which Banks like AU accts?


@BearsAndTurtlesRtheBest wrote:

Which banks dont take in consideration authorized user accounts when making a credit decision? 


I don't know any that do, because you are not responsible for the repayment.

Message 7 of 20
thelethargicage
Valued Contributor

Re: Which Banks like AU accts?


@BearsAndTurtlesRtheBest wrote:

Which banks dont take in consideration authorized user accounts when making a credit decision? 


What happened to your Wells Fargo card?


Message 8 of 20
coldnmn
Mega Contributor

Re: Which Banks like AU accts?


@lg8302ch wrote:

@Pupeitmeister wrote:
Bears: you are in the garden. Do i need to report to the ERTs?

You have had a lot of activity in a short timeframe. I hope you are weighing carefully your decisions, both for you and your family's financial health

+1


+2 Seems like your posting about new cards for you and family quite often. If you ever expect decent limit cards it's time to garden.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Which Banks like AU accts?

Pupeitmeister Im awaiting 2 responses and they will be surprises once I have an answer Ill post it(SORRY) Im glad my parents and sister were able to get in with BOfA, AMEX, Chase, Barclay and Capital One. No apps have been done most of the chase(AMAZON and Freedom) apps were from the last week of february but have just gotten approve this weekend for last week.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 10 of 20
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