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Which CU pulls TU?

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aquatic1
Established Contributor

Which CU pulls TU?

I am looking for a CU that pulls TU.  All of the local ones in my area pull EQ (which is my lowest score).  I would like to build  a relationship with the cU so that when my scores are higher I can apply for a CC. 

 

I am not in the military and my family are also not military other than two of my cousins and they are both overseas.

 

TY


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


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Message 1 of 10
9 REPLIES 9
haulingthescoreup
Moderator Emerita

Re: Which CU pulls TU?

Most CU's that are TU-pullers are in the Upper Midwest, where TU rules.

Now I'll get out of the way for members who know of exceptions. Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 10
aquatic1
Established Contributor

Re: Which CU pulls TU?


@haulingthescoreup wrote:
Most CU's that are TU-pullers are in the Upper Midwest, where TU rules.

Now I'll get out of the way for members who know of exceptions. Smiley Very Happy

Thank you !  I just need to take a breathe and wait for my disputes to go through to see if having a CU pull Equifax will really be a negative.

 

Anyone else? 


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


Take the FICO Fitness Challenge
Message 3 of 10
wmarat
Valued Contributor

Re: Which CU pulls TU?

Affinity FCU agreed to pull TU, EXP is on ice.
IN VINO VERITAS.
Message 4 of 10
wmarat
Valued Contributor

Re: Which CU pulls TU?

I think this one pulls TU, but I would call to verify it.

 

https://www.peoplestrustfcu.org/index2.php

IN VINO VERITAS.
Message 5 of 10
wajj
Contributor

Re: Which CU pulls TU?

United Federal Credit Union (www.unitedfcu.com) pulls TU only.  They have a very spotty membership area (half dozen Mighigan townships, one city in Ohio, one county in Arkansas, and 2 counties in Oklahoma) plus about 1000 employer groups.

 

They require a minimum score of 600 for consideration and they will counter offer if you try for something you cant' get.  Theyw ill also do instant approvals (with explanations) over the phone.

Message 6 of 10
wmarat
Valued Contributor

Re: Which CU pulls TU?

Also quotation from their membership eligibilty page:

 

 If none of the options apply, you may still qualify for membership through other means. For further assistance please contact our Member Service Center at 888-982-1400.

 

They are also known for offering the highest APR on checking account 6.01%

 


@wajj wrote:

United Federal Credit Union (www.unitedfcu.com) pulls TU only.  They have a very spotty membership area (half dozen Mighigan townships, one city in Ohio, one county in Arkansas, and 2 counties in Oklahoma) plus about 1000 employer groups.

 

They require a minimum score of 600 for consideration and they will counter offer if you try for something you cant' get.  Theyw ill also do instant approvals (with explanations) over the phone.


 

 

IN VINO VERITAS.
Message 7 of 10
aquatic1
Established Contributor

Re: Which CU pulls TU?

thank you all for your responses.  I will check these out and give them a call.

 

Has anyone have any direct experience with these CU's? 


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


Take the FICO Fitness Challenge
Message 8 of 10
wajj
Contributor

Re: Which CU pulls TU?

I have checking (yes the 6.01% version) and Platinum VISA with United FCU.  Got a $10K CL with a 688 TU score so high limits are possible with middling scores.  Great customer service so far.
Message 9 of 10
aquatic1
Established Contributor

Re: Which CU pulls TU?


@wajj wrote:
I have checking (yes the 6.01% version) and Platinum VISA with United FCU.  Got a $10K CL with a 688 TU score so high limits are possible with middling scores.  Great customer service so far.

I have been looking at the website and I will give them a call.  i just really want to deal with a CU that will allow me to grow with them and great customer service is a definite plus.  Thank you!


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


Take the FICO Fitness Challenge
Message 10 of 10
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