@Varsity_Lu wrote:@Anonymous
Got it. Looks like a nice card, as does the Redstone. But I don't think I am eligible to join those CUs.
Right now it looks like the Venmo Visa might be my best bet. I don't plan to carry this card, just use it for monthly utilities. My wife and I are planning a trip to Europe, so I'll probably leave my BCP home and take the Visa. That would give me three cards with no FTF and two separate platforms with the C1 cards being Mastercard.
3% probably the best I can get given my constraints.
After much thought, I decided to apply for the Huntington Voice Rewards card which will give me 3% on utilities. Was instantly approved. Regional bank, no AF, no FTF. After reading about randomly closed accounts here on MF, I just couldn't go the Synchrony route. Only bummer is that it is another Mastercard and not a Visa. Oh well. At least it's Buckeye branded!
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@ptatohed wrote:
@Varsity_Lu wrote:I just dont want to be one of their customers. Same reason I won't shop at Walmart or Target and try to avoid Amazon if I can.
Which is why I posted my original question: what non-big five bank card is going to give me the best return on my utilities? I have groceries, gas, dining, entertainment, and streaming services covered. But I spend a lot on electricity so I'd like to get more than 1.5% if possible. Just looking for ideas.
I think you're best bet is the USB Cash+ for 5% utils. Would you be open to get a sister card, the Elan Max Cash Preferred at a credit union?
Huntington Business Voice MC, 4% Utilities. https://www.huntington.com/SmallBusiness/voice-business-credit-card
Or 3% for the non-business. https://www.huntington.com/Personal/credit-card/voice-rewards-credit-card
Venmo 3%. https://venmo.com/about/creditcard/
And Redstone 3% as I mentioned in a previous post.
@ptatohed I wanted to let you know that these suggestions were the most helpful in making my decision to get the Huntington Voice card. I've had never heard of it before you shared this. I appreciate it!
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