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I have this Citi AAdvantage card which was opened last year...It came with no AF for the first year and in a few days they would charge me AF...I don't use this card much nor I am interested to pay AF on it....Thus, I would downgrade it or would do product change once AF is posted to this account. However, I couldn't be able to make my mind as to which another Citi card I should convert it to....I am not a big fan of Citi cards and I do have a few Citi cards already...On other credit forums some people suggested to have Citi Custom even though I already have it but told I could have 3 Citi Custom cards....Some people suggested Citi Diamond as it doesn't carry some SUB as I am told...so this way I won't lose any SUB on any citi card in the future...What do you guys think you would have done if you were in my shoes? Or should I convert to Citi Mile Up card which still earns AA miles as it has no AF? Or another Citi Custom for 5% CashBack? Regardless, what would happen to my AA miles that I still have tons of them once I convert this AA card to another? Would those miles be in my AA loyalty account even if I close out Citi AA card? Thank you
Citi Custom hands down.
But your needs may differ.