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Which card in your collection gave you the highest SL?

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learningcredit54
Regular Contributor

Re: Which card in your collection gave you the highest SL?

Discover gave me an 8k SL which I am supper greatful for. Hopefully with proper management I can get a CLI in the near future.


@galahad15 wrote:

If you wouldn't mind sharing please, which card in your collection gave you the highest SL when you first received it?

 

For me:  it was Chase Amazon Prime, with $35k, was pleasantly surprised since I had thought Chase was relatively conservative...? 


 

BACK TO SQUARE 1 - GETTING READY FOR BANKRUPTCY
Message 21 of 60
BigBS
Senior Contributor

Re: Which card in your collection gave you the highest SL?

BECU gave $40K and PenFed gave $39K.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 22 of 60
5KRunner
Frequent Contributor

Re: Which card in your collection gave you the highest SL?

Two issuers granted me starting limits of $25K - Navy Federal (Flagship) and PNC (Cash Rewards)

 


@galahad15 wrote:

If you wouldn't mind sharing please, which card in your collection gave you the highest SL when you first received it?

 

For me:  it was Chase Amazon Prime, with $35k, was pleasantly surprised since I had thought Chase was relatively conservative...? 


 

Message 23 of 60
Anonymous
Not applicable

Re: Which card in your collection gave you the highest SL?


@BigBS wrote:

BECU gave $40K and PenFed gave $39K.


Wow. Impressive.

Message 24 of 60
CreditAggie
Community Leader
Super Contributor

Re: Which card in your collection gave you the highest SL?

The highest SL I got on a new CC was $10K on my Chase Amazon last year. I reallocated $5K of that to my $500 CFF. I still find it amazing just how much of a difference in SLs I got on those two Chase cards just seven months in between apps for the cards.

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 25 of 60
adorax
Established Member

Re: Which card in your collection gave you the highest SL?

Cap1 SavorOne gave me $20k, which surprised me since my old Quicksilver 1.5% had been stuck at $14k for several years despite me regularly asking for an increase.
Message 26 of 60
Credit4Growth
Senior Contributor

Re: Which card in your collection gave you the highest SL?

For me the highest SL to date was the Navy Federal Flagship with a SL of $25K, approved back in May 2019

 

I had to look this up but if I were considering non-creidit union cards,  then it would be Lady Discover.  SL $14.5K also from June 2019

 

Message 27 of 60
K-in-Boston
Epic Contributor

Re: Which card in your collection gave you the highest SL?


@Anonymous wrote:

Also a little time dependent.   Cap One gave me a $30K SL in 2004, which was high for the time (and the issuer).  I've had higher ones more recently, but possibly in "adjusted for inflation and surprise" figures, that would win


That's approximately $47,058.39 in 2022 dollars, but that could open quite the rabbit hole.  My first POT limit on my first charge card adjusted for inflation would be like $60k.  😂 

Message 28 of 60
purebulldogs
Contributor

Re: Which card in your collection gave you the highest SL?

Capital one spark card came with a 20k limit right from the start which surprised me. 

I have a cap one platinum card that's stuck at $700 limit.  I always thought capital one just didn't trust me but now I realize it was the actual card that was stuck 

 

Message 29 of 60
lovebackwards
Contributor

Re: Which card in your collection gave you the highest SL?


@galahad15 wrote:

If you wouldn't mind sharing please, which card in your collection gave you the highest SL when you first received it?

 

For me:  it was Chase Amazon Prime, with $35k, was pleasantly surprised since I had thought Chase was relatively conservative...? 


Apple Card gave me $1500 starting out. 

Starting Score [FICO 9] - Nov 2020    Current FICO 8 Scores - 7/08/2022
                                   
Goal Scores

Credit Cards - Total: $10,750

Inquiries - 24 Months                                                   Most Recent Hard Pull
   
Goal Cards

Gardening since 05/04/2021 - Goal: 24 months
Message 30 of 60
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