Which cards to apply for next

[Anonymous]

My partner has the discover it , QS and PRG . Scores all in the 720-745 range . She wants a couple more cards . I checked the Chase tool and she's pre approved for slate , freedom and CSP . Cap 1 pre approved for pretty much all their cards . Citi is the only pre approval tool that shows nothing for her . She's a college student with 35k income and 1.5 year AAoA . Any ideas ? She has checking accounts with USAA and NASA .

[Anonymous]

CSP and Freedom. They're all you need to turn all your flights into freebies. 

[takeshi74]

As always, don't rely on prequals and tell us what you're looking for from a credit card if you want recommendations.  Selecting a card isn't about the card itself but finding cards that suit an individual's specific needs/wants.

[Anonymous]

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@Anonymous wrote:

CSP and Freedom. They're all you need to turn all your flights into freebies. 

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With the exception of the first year bonus (and meeting $4K spend could be hard), a $35K income is unlikely to allow enough spending on the card to generate enough points for worthwhile awards, or justify the AF.

[heyitsyeh]

If she doesn't travel, there is no need for CSP other than that sign-up bonus. I would recommend the Sallie Mae card and/or BofA Better Balance card.

Also Amex ED is a good card to transition to if you don't want to continue paying the PRG AF

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

CSP and Freedom. They're all you need to turn all your flights into freebies. 

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With the exception of the first year bonus (and meeting $4K spend could be hard), a $35K income is unlikely to allow enough spending on the card to generate enough points for worthwhile awards, or justify the AF.

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Yeah, exactly. It's not a really thoughtful recommendation, but like everyone said, it would be great if you could describe what your need is and what you want out of the cards we recommend ya.

[Anonymous]

With your/partner's income level and likely travelling habits, I would PC the PRG to something without an annual fee. However, if your travel/spending supports it, then more power to you. If you could let us know what you're looking for in a card, and what your spending habits are like, then we could provide more targetted suggestions. 

[Anonymous]

Figure out her needs and then shop around for a card that fits them. Good luck!!!