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Which credit card I need to keep in my wallet?

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JustinNguyen
Contributor

Which credit card I need to keep in my wallet?

Chase :

1:CS

2:Freedom

Usaa:

1:Amex

2:Visa cash

3:MC cash

4: Platinum

Bank Of America

1: 123 cash

GE Money Bank

1:Walmart

2:Amazon

3:Lowes

4: Paypal

I want to keep 3 cards in my wallet, but iam not sure which one is better for me.

I picked

1:CS

2:Usaa Amex

3:123 cash

So what do you guy think about it?

Message 1 of 3
2 REPLIES 2
coolerscouter
Member

Re: Which credit card I need to keep in my wallet?

Personally, I would keep the Freedom (depending on the 5% categories) or the CSP and the BoA 321 cards. 

Try to look into getting a straight 2% back card as your third. I know NASA FCU offers one. The Priceline 2% card died.

Message 2 of 3
TheConductor
Established Contributor

Re: Which credit card I need to keep in my wallet?

Very much dependent on your spending profile. Carry the cards that get you the most rewards on the things you do when you are out and about.

 

Personally, for walking around I usually carry Sapphire Preferred (for dining), Blue Cash Preferred (for gas and groceries), Freedom (for whatever the 5% is), and SPG for most other spending.

 

But I also have one of these as my backup/informal wallet, and it holds 11 cards in less space than most leather wallets take up EMPTY.  

 

So that might be an option, if you can't decide.  Smiley Tongue

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