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Who else Discover

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Murph5065
Contributor

Who else Discover

I opened up my Discover May 25th and as of right now i still can not use it cause they have protection put on it waiting for ID validation from IRS it has been almost a month now since i received it.
Anyone else have the same problem when they applied n approved for Discover?

Message 1 of 4
3 REPLIES 3
Kforce
Senior Contributor

Re: Who else Discover

Not personally.

Discover is known for requesting IRS info from some over the last few years. 

Sometimes it is for new card just after opening, other times it seems to be triggered by CL increase request, and many have received them just at random.  Discover seem to have no pattern as to who, why or when.  The delay is highly likely to be the IRS.  It probably seems like for ever.

 

Some have reported an option to provide other documentation to prove ID or income, yet others denied anything except IRS report.  I would call after one month and ask if another way of being validated is available.  All they can say in no.  

 

Message 2 of 4
Citylights18
Valued Contributor

Re: Who else Discover

I didn't have this with my new Discovrer card but they gave me a modest SL.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 3 of 4
Murph5065
Contributor

Re: Who else Discover

Just talk to discover and now they are telling me it could take another 3 weeks to verify me from IRS, i told them they have 2 weeks otherwise i close my account and owe them nothing since i have not been able to use the CL yet.
It blows that a person can not send in pict of SS# and other information to get verified. Rep told me it is not verifying income which i think is a total lie.

Message 4 of 4
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