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Who else hasn't switched to the Discover it card yet?

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chnceit
Valued Contributor

Re: Who else hasn't switched to the Discover it card yet?

Ummm..... I did


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 11 of 19
HiLine
Blogger

Re: Who else hasn't switched to the Discover it card yet?

Not planning to switch. I put my everyday spending on a 1.5% cash back card anyway. Any lost benefit would more than offset the difference in the cash back rewards structures.

Message 12 of 19
mikka1
Frequent Contributor

Re: Who else hasn't switched to the Discover it card yet?

What benefits are lost if switching from More to It?

Frankly I thought that everything remains the same. Please correct me if I'm wrong (while it's not too late :-) )

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data aboveCurrent TU - probably around ~810, only using a few Chase & BofA cards now, not applying for much until we buy a house
Message 13 of 19
Anonymous
Not applicable

Re: Who else hasn't switched to the Discover it card yet?

I didn't convert my More card. The IT card is asthetically beautiful, but I don't run enough through it for things to matter this way or that. $24 for a credit monitoring svc and $12.95 for another, and maybe gas but that's IT...LOL...IT...

 

Anything else, I try to put on my Chase Southwest Rapid Rewards Card to get points toward airline tickets this year.

Message 14 of 19
Anonymous
Not applicable

Re: Who else hasn't switched to the Discover it card yet?

I just switched today, but I can't get my card yet because my statement closed yesterday.  I have to wait until right before next statement to get it.

Message 15 of 19
Anonymous
Not applicable

Re: Who else hasn't switched to the Discover it card yet?

Ok, I finally converted two days after I said I wouldn't.  The sweet rep in Utah went over the benefits with me again and there is no downside from switching to the IT from the More.  You get $24 more of the first $3k spent and late payment and over the limit forgiveness---That is the only difference, she stated that it is a more customer friendly version of the More that Discover is rolling out.  Essentially expanding upon their great customer service.

Message 16 of 19
Anonymous
Not applicable

Re: Who else hasn't switched to the Discover it card yet?


@Anonymous wrote:

I didn't convert my More card. The IT card is asthetically beautiful, but I don't run enough through it for things to matter this way or that. $24 for a credit monitoring svc and $12.95 for another, and maybe gas but that's IT...LOL...IT...

 

Anything else, I try to put on my Chase Southwest Rapid Rewards Card to get points toward airline tickets this year.


 

Same here. I use my More for the bonus categories and use other cards for better rewards outside those categories. I'm just not very motivated to make the switch.

Message 17 of 19
Open123
Super Contributor

Re: Who else hasn't switched to the Discover it card yet?

No harm in switching, but the 1% isn't enough to pull spending from other cards.

 

Even with the IT, I think Discover is still a "categories" and "online" shopping card.  They excel so much here that they're becomming a "specialty" card.  I'm sure it isn't what they had intended.

Message 18 of 19
Ron1
Super Contributor

Re: Who else hasn't switched to the Discover it card yet?

I switched one of them and I have the other two remains Discover More.

 

 

Ron.

Message 19 of 19
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