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I have the following cards:
Discover IT
Chase Freedom
Amex BCE
AMEX SimplyCash
BOA Better balance rewards
Sallie Mae Mastercard
Capital one quicksilver
thanks
@subwaysandwich wrote:I have the following cards:
Discover IT - Every 90 days you can ask for sp CLI, they will let you know if they submit to computer and it comes back asking for hp to proceed or the luv button online if your account has it and it's working correctly.
Chase Freedom - no
Amex BCE - you can request a CLI on 1 amex every 6 months for 3x your current CL (you can ask for your first CLI after 61 days of account opening if it's your first amex or it's been over 6 months since last one or else it will always be 6 months.
AMEX SimplyCash -above
BOA Better balance rewards - HP TU but usually worth it, request HIGH online (like $20k and the computer will instantly counter a lot of times, still hp)
Sallie Mae Mastercard - I think you can put in request online and it can be sp, but not super sure
Capital one quicksilver - All CLI requests with capital one are sp you can do it online or may have to go thourgh executive office for manual review.
thanks
@Creditaddict wrote:
@subwaysandwich wrote:I have the following cards:
Discover IT - Every 90 days you can ask for sp CLI, they will let you know if they submit to computer and it comes back asking for hp to proceed or the luv button online if your account has it and it's working correctly.
Chase Freedom - no
Amex BCE - you can request a CLI on 1 amex every 6 months for 3x your current CL (you can ask for your first CLI after 61 days of account opening if it's your first amex or it's been over 6 months since last one or else it will always be 6 months.
AMEX SimplyCash -above
BOA Better balance rewards - HP TU but usually worth it, request HIGH online (like $20k and the computer will instantly counter a lot of times, still hp)
Sallie Mae Mastercard - I think you can put in request online and it can be sp, but not super sure
Capital one quicksilver - All CLI requests with capital one are sp you can do it online or may have to go thourgh executive office for manual review.
thanks
what i may add about chase freedom its not an sp cli per se, but sometimes they will auto cli you , usually first few months after you get your card.