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Who gives SP cli's if I ask?

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subwaysandwich
Frequent Contributor

Who gives SP cli's if I ask?

I have the following cards:

Discover IT

Chase Freedom

Amex BCE

AMEX SimplyCash

BOA Better balance rewards

Sallie Mae Mastercard

Capital one quicksilver

 

thanks

Message 1 of 4
3 REPLIES 3
B335is
Moderator Emeritus

Re: Who gives SP cli's if I ask?

Amex, Cap1. Discover maybe.
Message 2 of 4
Creditaddict
Legendary Contributor

Re: Who gives SP cli's if I ask?


@subwaysandwich wrote:

I have the following cards:

Discover IT - Every 90 days you can ask for sp CLI, they will let you know if they submit to computer and it comes back asking for hp to proceed or the luv button online if your account has it and it's working correctly.

Chase Freedom - no

Amex BCE - you can request a CLI on 1 amex every 6 months for 3x your current CL (you can ask for your first CLI after 61 days of account opening if it's your first amex or it's been over 6 months since last one or else it will always be 6 months.

AMEX SimplyCash -above

BOA Better balance rewards - HP TU but usually worth it, request HIGH online (like $20k and the computer will instantly counter a lot of times, still hp)

Sallie Mae Mastercard - I think you can put in request online and it can be sp, but not super sure

Capital one quicksilver - All CLI requests with capital one are sp you can do it online or may have to go thourgh executive office for manual review.

 

thanks


 

Message 3 of 4
mongstradamus
Super Contributor

Re: Who gives SP cli's if I ask?


@Creditaddict wrote:

@subwaysandwich wrote:

I have the following cards:

Discover IT - Every 90 days you can ask for sp CLI, they will let you know if they submit to computer and it comes back asking for hp to proceed or the luv button online if your account has it and it's working correctly.

Chase Freedom - no

Amex BCE - you can request a CLI on 1 amex every 6 months for 3x your current CL (you can ask for your first CLI after 61 days of account opening if it's your first amex or it's been over 6 months since last one or else it will always be 6 months.

AMEX SimplyCash -above

BOA Better balance rewards - HP TU but usually worth it, request HIGH online (like $20k and the computer will instantly counter a lot of times, still hp)

Sallie Mae Mastercard - I think you can put in request online and it can be sp, but not super sure

Capital one quicksilver - All CLI requests with capital one are sp you can do it online or may have to go thourgh executive office for manual review.

 

thanks


 


what i may add about chase freedom its not an sp cli per se, but sometimes they will auto cli you , usually first few months after you get your card. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 4
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