I went on epinions.com and there are some reviews there. It's issued by Spirit of America Bank. A review was written by an employee who states that all types of credit are approved. From her review, it appears they are fairly lenient and BK friendly.
I also searched the creditboards' credit pull database and there's only one credit pull listed. It looks like EQ was pulled on that person and she was denied stating a FICO score of at least 600 is needed.
I've shopped at this store before but I have never had their card so I have no personal experience. I hope the info I found helps you though.
Message Edited by HouseHunter on
08-18-2007 04:17 PM