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Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

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Gatito
Contributor

Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

Here is the part of my statement that shows me my interest rates for the card. I've had this card for about one year and this has been the interest rate the entire time. Mainly looking at purchases. Anyone have one lower?

Message 1 of 18
17 REPLIES 17
creditguy
Valued Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

And the Bank in your image is??

Message 2 of 18
Anonymous
Not applicable

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

My Pioneer WV FCU Visa is at 5.20% (Prime + 1.70%) - doesn't list my rate in online banking though, system is archaic 

Message 3 of 18
baller4life
Super Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

Western CU goes as low as 4.99%
Message 4 of 18
Gatito
Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

The bank in my image is BBVA Compass.

Message 5 of 18
galahad15
Valued Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.


@baller4life wrote:
Western CU goes as low as 4.99%

I thought that Western/Unify's rate went up slightly after prime rate increased some months ago, to 5.24% V?  At least the last time I think I checked their website?


Message 6 of 18
galahad15
Valued Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

The forum poster named mister-endowed also has a Citi DC with a rate of 5.24% V, if i am hopefully recalling correctly?  I always thought that his rate was very, very impressive, especially for a 2% cashback rewards card...


Message 7 of 18
longtimelurker
Epic Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

Isn't there a Prime card (FNBO or something) that has an AF < $100

Message 8 of 18
baller4life
Super Contributor

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.


@galahad15 wrote:

@baller4life wrote:
Western CU goes as low as 4.99%

I thought that Western/Unify's rate went up slightly after prime rate increased some months ago, to 5.24% V?  At least the last time I think I checked their website?


According to their reps, the website has not been updated to reflect the new starting apr of 4.99%. And that bad boy is on my wishlist for 2017. Me like! 😜

Message 9 of 18
Anonymous
Not applicable

Re: Who has the LOWEST (Non-Intro) credit card APR? Image or it didn't happen.

I have a WF Prime for Life..

 

Currently at 3.5% Smiley Happy - Annual fee of $75.00 though

 

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Message 10 of 18
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