@Anonymous wrote:
longtimelurker, opened up my eyes to bluebird, and I believe its going to be a nice tool to use for when I pay my company insurance (parking garage) cause Hartford Small Business only takes checks, and thats $3,300 a month Im missing out on. I would be using Vanilla Reloads from 711 and Office Depot to fund the Bluebird.
who else uses bluebird?? and what for??? do you use CC? or a debit card?
Make sure those places a) have VR and b) accept CCs to purchase them. This varies regionally, many 7-11s do not accept ccs for them, and many Office Depots don't have them. Visa and MC gift cards are much easier to obtain: the disadvantage is that they are slightly more expensive and you have to go the Walmart to get them loaded on your card.
Unless you have a rewards debit card, no real point in using that.
It's best with high-multiplier credit cards, so I use a 5x TYP at CVS. Basically, each $500 VR I but gives me $25 back for a cost of $3.95. Which is useful if you do enough! Others get MR etc buy using e.g. PRG to buy gift cards at a grocery store.
However, unless you value UR very highly, it's not particularly worth it with a CSP as there is no bonus category. It's ideal for meeting minimum spend, or perhaps getting to an award level, but not as a matter routine. WIth VR you would be getting 500 points for $3.95 which is only just above the normal rate, and takes time. And gift cards are worse, 500 points for $4.95-$5.95. Plus routine use might annoy Chase.
