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Who pulls Equifax?

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CreditCuriosity
Moderator Emeritus

Re: Who pulls Equifax?


@_NERD wrote:

@kugel wrote:
Isn’t Equifax?

EQ: Equifax 

EX: Experian 

 

Disco pulled Experian in my case, and I expected them to based on the data points I learned beforehand in this community. 


They use to but recently last year or so has moved to experian more so.. especially if you use the pre-qual as that is a SP against experian

Message 11 of 13
seattlecredit08
Frequent Contributor

Re: Who pulls Equifax?


@CreditCuriosity wrote:

@_NERD wrote:

@kugel wrote:
Isn’t Equifax?

EQ: Equifax 

EX: Experian 

 

Disco pulled Experian in my case, and I expected them to based on the data points I learned beforehand in this community. 


They use to but recently last year or so has moved to experian more so.. especially if you use the pre-qual as that is a SP against experian


I noticed the same thing--  Discover pre-qualification now seems to use Experian.

 

Does it mean that Discover's regular application process is now also more likely to pull Experian?

 

Otherwise, the other issuers that typically pull Equifax:

  • SunTrust
  • BB&T

Thanks!!

Message 12 of 13
RehabbingANDBlabbing
Established Contributor

Re: Who pulls Equifax?

I know for a fact DCU pulls Equifax. But they hate anything negative, so don't go for them if you have any recent derogatory accounts.

Message 13 of 13
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