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Who's cut your line and who's increased it?

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financialfreedom777
Regular Contributor

Re: Who's cut your line and who's increased it?

I only have 3 cards in my rebuild. A $500 khols card I never use, a Fingerhut account I hope to never use again and a recently approved $500 Childrens Place Card. This is the only one I actually use and 2wks ago they suddenly bumped me up a whopping $100.  🤦🏽‍♀️ But, I never requested it and the card is only 4months old so I guess I shouldn't complain.

 

Hope I can reach big dawg status like ya'll soon  🤔🤪💪🏽

Starting Score: 12/18/2019 EQ 601 | TU 614 | EX 596
Current Score after recent fall from grace: 02/8/2023 EQ 647 | TU 660 | EX 663
Goal Score: 780


Message 131 of 134
CreditInspired
Super Contributor

Re: Who's cut your line and who's increased it?


@financialfreedom777 wrote:

I only have 3 cards in my rebuild. A $500 khols card I never use, a Fingerhut account I hope to never use again and a recently approved $500 Childrens Place Card. This is the only one I actually use and 2wks ago they suddenly bumped me up a whopping $100.  🤦🏽‍♀️ But, I never requested it and the card is only 4months old so I guess I shouldn't complain.

 

Hope I can reach big dawg status like ya'll soon  🤔🤪💪🏽


You will, but dont apply for any more store cards. They can be the death of a great credit profile. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 132 of 134
SweetCreditObsession
Valued Contributor

Re: Who's cut your line and who's increased it?

Excellent question. Citi and Comenity increased my limiy

 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 133 of 134
Anonymous
Not applicable

Re: Who's cut your line and who's increased it?

No cuts.


Increases:

Amex - $5k 

Citi - $3k

Disco - $1.5k

 

All in early April. 

Message 134 of 134
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