@celluloid17 wrote:
@Involver wrote:
@celluloid17 wrote:I've had the Sallie Mae Barclaycard for just over a month now and I love it and my experience with Barclay thus far. Their website is phenomenal and I appreciate their rewards structure.
Same and agreed. I am a very big fan of the rewards posting immediately after transactions process and the website is very well laid out and intuitive. I like knowing which transactions yield X rewards so that I know where to maximize spending (for example, I discovered my go-to Target is coded as a grocery store). Free TU08 FICO as well. +1
I apped for a BCE after I got the Sallie Mae but my feeling is that Barclay's is only INQ / new account sensitive if either a) you use their card for initial spend bonuses and SD it or b) you don't really use it at all. I have no fears about my card and I'm going to keep running a lot of $ through it as I hear Barclay's can be pretty rewarding with CLI for good usage.
I suspect you're spot on about what raises their red flags and inspires them to CLD or take AA.
+1 I just use mine on a regular basis and PIF. Usually a couple of times a month. I like the 10% bonus on reward redemption as well as the 2X points on everything on the Arrival. I don't worry about the AA or CLD, just try to use it responsibly and often and am hoping for a long and mutually beneficial relationship as well as some auto luv soon. I am approaching my 6th statement. I hear they are pretty good with CLI around the 6th-7th statement.
