Why BoA?! I'm trying to garden here!

Caught750 · ‎07-23-2018

Just got an email from BoA to check my offers. Logged in and find two targeted offers. One for Cash Rewards; $200 for $500 spend in 3 months and Travel Rewards; 25k points for $1k spend in 3 months. They are my main bank and I do want one of their cards for that reason but I am gardening to go for Cash+ later this year (want Altitude Reserve but out of their footprint for banking). They just sent me a mailer for bankamericard like 3 weeks ago. Why must you do this to me BoA?! I do plan to include them in my next set of apps so this is highly encouraging either way.

Anonymous · ‎07-23-2018

Must maintain your deciprine

Caught750 · ‎07-23-2018

Yes, I must. I'm happy that they want me, it's nice to be wanted by a lender you want as well.

coldfusion · ‎07-23-2018

Stick to your plan. These offers will come again. Just take a peek and confirm that they quote fixed rates.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Anonymous · ‎07-23-2018

Don't be lured, OP! You are strong!

Graden and let your current accounts grow into beautiful flowers worth showing off to your friends.

You can plant the BOA seed soon...

Caught750 · ‎07-23-2018

Yes agreed. I am hoping to add some more conservative lenders before I do app for them. I'm planning to grow some of my current cards over the next few months and then go for the others.

arkane · ‎07-23-2018

So that's where all my targeted offers went.

But seriously I've banked with them for almost 6 years now and have never received any targeted offers from them.

Active:

Closed:

6/8/20:

Gmood1 · ‎07-23-2018

The offers will keep coming back 750. I know because I get them nearly every month from BofA. BofA needs to step up their game on the CC rewards.
As a whole, the CCs are on the boring side IMO.

Anonymous · ‎07-23-2018

Stay in the garden! IF you want Chase... stay in the garden.

ps... Chase told BoA to test you! muahahahaha

Caught750 · ‎07-23-2018

Lol sjrn that's what I'm hoping for before the next round in October or November, a nice little green checkmark so I will be holding off.

Yea they aren't anything super exciting but they grow quickly and I bank with them as well so I wouldn't mind grabbing a card.