Here are just a few of the items available through the 4506-T for a creditor to see.
Concept & 1040 Line #
1) Names & SSNs of your entire family and your ex-spouse: 6a, 6b, 6c, 31a
2) Marital status: Right at the top of the form.
3) Alimony & child support: 11
4) HSA contributions: 25
5) Blind: 39a
6) Immigration status: 39b (also they can tell by your SSN)
7) Bank account number: 74b, 74c, 74d
8) Children adopted: 71b
9) Qualified health insurance plan:
10) Combat zone pay: 64b
11) Child care expenses: 48
12) First time home buyer: 67
13) Continuing education: 49 & 66 & 34
14) Retirement funds: 50
15) Unemployed you / spouse at any period during the year: 19
16) Rental income: 17
17) Social security benefits: 20a
18) What fuel does your car consume: 70
19) Energy-related home improvements:52
20) Own or rent your home: 52 & 67
21) Pay taxes in installments: 68
EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
