Why Pay New Charges In Full Before Statement Closes?

[Anonymous]

Because practice makes perfect.

I had an unexpected app last week. Was great to know that all my ducks were in a row.

[TeeandDee]

I have done both...floated balances and have PIF.  The only difference I've seen personally in this is that my FICO scores dipped a little the higer the UTL; however, so far I have not seen it affect my ability to be approved for CLI's. I had balances on several of my accounts when I was approved for my newest credit card (Chase Amazon) and received my highest credit limit.