cancel
Showing results for 
Search instead for 
Did you mean: 

Why all the inquiry hate? Another app spree...

tag
Anonymous
Not applicable

Why all the inquiry hate? Another app spree...

Pretty stoked right now.  I went on an app spree a couple week ago and decided to continue it.  So all in all I added:

 

NFCU cashRewards - $500 CLI (HP TU)

NFCU nRewards - $15,000 CL (Same Pull)

PenFed Platinum Cash Rewards - $5,000 (HP EQ)

Chase Hyatt - $5,000 CL (HP EQ) - RECON due to INQ from buying a car (easy explanation)

Chase Freedom - $2,000 CLD (Transfer to Hyatt for approval)

USAA World Mastercard Cash Rewards - $5,000 CL (HP EQ)

AMEX BCE - $3,500 CL (HP EX)

NFCU Auto Refinance - $47,000 @ 2.79%, 72 Mo. (HP EQ)

Citi Thank You Rewards - Denied (sufficient credit available)

 

Toward the end I was just like, "whatever... inquiries, I'm not planning to use my CRs for anything big for the next 2 years plus".  AMEX will be backdated to 2011 (the month is the month in 2013 I opened the card, correct?).

 

Planning on using the Hyatt sign-up bonus in Paris, 1200 USD a night for two nights ... 2400 USD value.  Should take care of that $75AF for a while...

 

I think I'll really go to the garden this time...

Message 1 of 12
11 REPLIES 11
aussiesareforever
Established Contributor

Re: Why all the inquiry hate? Another app spree...

Wow...what kinda car was that?


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 2 of 12
Anonymous
Not applicable

Re: Why all the inquiry hate? Another app spree...

Range Rover Sport, lightly used, black.  Should be good for my kids and doglet (he's a small dog).

Message 3 of 12
Anonymous
Not applicable

Re: Why all the inquiry hate? Another app spree...

Nice job on the apps and increases!!

 

Congrats!!

Message 4 of 12
2011beginnings
Frequent Contributor

Re: Why all the inquiry hate? Another app spree...

Congrats. Black range rover = my dream car
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 5 of 12
Anonymous
Not applicable

Re: Why all the inquiry hate? Another app spree...

Grey on Black 69' Shelby GT 500 KR is my dream car... just saying. Heart

Message 6 of 12
Anonymous
Not applicable

Re: Why all the inquiry hate? Another app spree...


@2011beginnings wrote:
Congrats. Black range rover = my dream car

Technically not a car Smiley Happy

Message 7 of 12
Anonymous
Not applicable

Re: Why all the inquiry hate? Another app spree...

Nice haul!

Message 8 of 12
rtw
Established Contributor

Re: Why all the inquiry hate? Another app spree...

Very nice!!!!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 9 of 12
thom02099
Valued Contributor

Re: Why all the inquiry hate? Another app spree...

Congrats.  Very Impressive ! ! !

 

ONWARD AND UPWARD ! ! !

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.