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Why can’t I balance transfer to checking acct ?

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SoCalGardener
Valued Contributor

Re: Why can’t I balance transfer to checking acct ?


@SouthJamaica wrote:

@RobotDR wrote:

I have a balance transfer offer from discover it. Card has been open for more than 14 days.

 

I don't have the option to do a balance transfer to a checking account. 

 

I have my disco checking acct linked, and added as a payment option.

 

is it because I haven't yet made a payment to the disco card? I made a small payment today to test it.


As @AverageJoesCredit pointed out, some balance transfer offers don't have the option of transferring it to a checking account.


Yes, but Discover does--as shown in my screenshot. It's always like that for me, in other words, it doesn't vary from offer to offer.

 

But maybe it's on a per-customer basis, and the OP doesn't qualify yet.

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Message 11 of 13
SoCalGardener
Valued Contributor

Re: Why can’t I balance transfer to checking acct ?


@arunkumarmm wrote:

@SoCalGardener wrote:

@RobotDR wrote:

I only see an option to add a creditor before continuing. 

I'm looking for an option to have it go to my checking account rather than a check made out to a creditor.

 


Are you sure there wasn't a screen *before* that? Like maybe you accidentally swiped/clicked twice and skipped it? Here's what I see prior to what you're seeing:

 

Discover_BT_Android.png

 

Regardless, have you tried using a web browser instead? It doesn't have to be on a computer--if all you have is a phone, use a browser on it to go to their website and see if you get a different result.


My disco is in the 5th year. I never had that option before. Maybe it is only available to older accounts who had it before. I have only seen this, transferring into checking option in my BoA


That's interesting. I see it on all of my accounts, including BofA, Discover, Citi, and others. Also, the offers I receive via snail mail always have checks included--which you can make out to yourself and deposit.

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 12 of 13
Remedios
Credit Mentor

Re: Why can’t I balance transfer to checking acct ?

@RobotDR  hop on chat, ask if BT checks can be mailed to you. 

Message 13 of 13
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