Why do you like Discover?

clocktick · ‎01-20-2014

I agree they have nice CSRs but I haven't had the best experience with them. Also, when I travel abroad, 99% of the places I try to use it do not accept it.

I'm thinking of closing them when I'm done paying off their BT offer.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

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Anonymous · ‎01-20-2014

I like it because it's by far the most accepted card in china. Any place that accepts any kind of card will accept discover, where if they accept visa they might only accept Chinese issued visa.

Anonymous · ‎01-20-2014

They use caller ID to link your phone number to your account, so when you call they answer and know who you are. Love this. With amex I have to tell them my card number everytime before speaking with someone.

Anonymous · ‎01-20-2014

Fantastic support, great account site with a good cash back merchant portal, great mobile app, no foreign fees (even through its not widely supported overseas)

Anonymous · ‎01-20-2014

@Anonymous wrote:
They use caller ID to link your phone number to your account, so when you call they answer and know who you are. Love this. With amex I have to tell them my card number everytime before speaking with someone.

I hate discover because they refuse to increase my credit limit. I've given up on them. But my csp and sapphire give me the best service ever. There's an automated voice that says this phone call may be recorded and less than 5 secs later a person picks up and assists you and they have the caller Id thing too so they always know who you are.

gdale6 · ‎01-20-2014

For its 5% rotating quarterly categories.

john398 · ‎01-20-2014

@clocktick wrote:
Why do you like Discover?

I agree they have nice CSRs but I haven't had the best experience with them. Also, when I travel abroad, 99% of the places I try to use it do not accept it.

I'm thinking of closing them when I'm done paying off their BT offer.

If you see a Diners Club logo your Discover card should work there abroad

Also JCB

http://www.discovernetwork.com/card-network/acceptance.html

Anonymous · ‎01-20-2014

Shopdiscover feature.

That feature alone makes the card worthwhile. They do provide 5-10% more cashback for certain merchants compared to other cashback / bonus miles portals.

CreditMagic7 · ‎01-20-2014

I don't know yet if i like Discover or not. It depends on how close they grow with my other cards. Like anything else, if they don't keep up they'll be left behind for someone else to delay with. LOL

negg · ‎01-20-2014

Shop discover can't be beat. Last year bought a tv thru shop discover, 6% back on $1400....$84. How can you not like discover.

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.