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Why does visa hate me???

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Anonymous
Not applicable

Why does visa hate me???

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Why does visa hate me???


@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


I just asked them and apparently it is your user name, 2 m's and no v.  Can you blame them?

Message 2 of 16
lg8302ch
Senior Contributor

Re: Why does visa hate me???


@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


ha ha...so you uploaded the wrong Citi AA card?  Looks like a VI to me...LOL

Message 3 of 16
FinStar
Moderator Emeritus

Re: Why does visa hate me???


@lg8302ch wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


ha ha...so you uploaded the wrong Citi AA card?  Looks like a VI to me...LOL


+1

 

So true eh?

Message 4 of 16
FinStar
Moderator Emeritus

Re: Why does visa hate me???


@Anonymous wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


I just asked them and apparently it is your user name, 2 m's and no v.  Can you blame them?


LMAO.... So that's the secret then! 

Message 5 of 16
Anonymous
Not applicable

Re: Why does visa hate me???


@Anonymous wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


I just asked them and apparently it is your user name, 2 m's and no v.  Can you blame them?


noooo!!!! At least I have A and X in there, hopefully that's enough for American eXpress, lol.

Message 6 of 16
Anonymous
Not applicable

Re: Why does visa hate me???


@lg8302ch wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


ha ha...so you uploaded the wrong Citi AA card?  Looks like a VI to me...LOL


Most definitely did upload the incorrect one, lol. I uploaded that before actually getting the card in the mail. Changing it right now, good catch Smiley Happy

Message 7 of 16
FinStar
Moderator Emeritus

Re: Why does visa hate me???


@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


Honestly OP, it's the specific cards you've applied for.  Citi typically offers an equal (or almost equal) mix of Visa/MC.  Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer.  For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.

Message 8 of 16
Credit-hoarder
Valued Contributor

Re: Why does visa hate me???

I'm in the opposite situation although I wouldn't say Mastercard "hates" me. Outside of my Cap 1 debit card I don't have a M/C. b/c I haven't app-ed for one yet. Although I did have plans to go for USAA's Rate Adv. M/C sometime this year.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 9 of 16
Anonymous
Not applicable

Re: Why does visa hate me???


@FinStar wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


Honestly OP, it's the specific cards you've applied for.  Citi typically offers an equal (or almost equal) mix of Visa/MC.  Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer.  For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.


Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers Smiley Sad

 

Message 10 of 16
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