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I have two cards with no prior credit history (bad or good) ... they are about to turn 3 years old in June ...will the 3-year mark help my score? Thanks.
I have not heard of an increase directly related to hitting the 3-yr mark. It all adds to your age, however, and that gradually helps your scores.
Thanks. I just remember...or think I remember...the 3 year mark being a boost.
It'll help maybe a little since you now have a longer history then before and we know lenght of history is part of the credit scoring. ![]()