@Anonymous wrote:
@Loquat wrote:
I don't know if this holds true for others...but I came into Amex with a DC'd BK13 and while they'll happily approve me for other cards, they have NEVER given me a CLI on my card and will not let me move limits around.
My BK13 is long off my reports and Amex was never burned in my BK but still, they'll approve me for cards and often with decent limits...but and increase or the ability to move limits has never happened...and I've been with them for quite some time now.I wonder if this is what is shooting me in the foot too. No BK but my revolvers were approved with lower scores than now (by 75ish points), and to this day, not a dime in CLIs after nearly three years with them. No throttling of spend on my Gold or Platinum either though. I'm wondering if I'll need to just close these cards and reapply another time. Seems an awfully lot like bucketing to me.
OP, to your point, I've tried to move part of my $1k revolver limits around and was always told that $1k was the minimum for my cards, so no reallocation was possible for me.
Your BCP, Delta, Surpass and Hilton cards are all at $1k only?
What is the usage pattern for these cards?
