Wolf3 40 Month Milestone.

[Anonymous]

I started rebuilding 40 monts ago.   I was AU on my wifes Sears MC (CITI), the ony card she had left.

My first app was a US Bank secured card.   Denied!!  

3 secured cards followed in the next year, Then some store cards in the following year.

I got 2 major cards from HSBC and Capital One after having their secured cards for about 1.5 years each.

I have be declined for 3 major cards with other banks this year. But, just recently got some store cards with big limits.

Today I recieved my first major card not preceded by a secured card.  It is a cobranded REI Visa from US Bank $4500 CL. ( come full circle).

So I am claiming victory in my journey to primeville.  

P.S.   Same day's mail had another AMEX green card invitaion ( in the shredder ).

[beb86]

Man you are doing awesome... CONGRATS on your progress

[ntx]

Congratulations!  

[webhopper]

Congrats on your progress

[RyVision]

Congrats Wolf3! 

And welcome to PrimeTime!   That time and effort can really pay off huh?   

[Epcot]

Nice progress!

[Anonymous]

Congrats

[Repo-ed]

I'd like to get that REI card someday.  I heard they are a tough nut to crack w/ approvals

[Anonymous]

I was declined for it  early last year.   

If it ever gets upgraded to Signature card, then that will be a another big milestone.   Maybe in a few years, when the negatives drop off my report.