BetterTomorrow wrote:
I've read a lot about FRs on this and other forums. Personally, I believe it's triggered by you, the card holder. If you have applied a lot of different credit cards in short amount of time, most likely, you will get FRed. If you ask for CLI often, most likely, you will get FRed. But who really knows, I've had my Delta for a month and charged up around $2000. I plan to PIF every month and I'll just wait for them to increase my limits. Hopefully this will keep them happy. But if they decide to FR me for no apparent reason, I will not hesitate to cancel the card...
I don't like the thought of an FR, but - I will try and avoid one by not doing the obvious things that trigger it, and I will have all the paperwork ready if theu do FR me. I knew all about FRs before I got an Amex, so I knew what to expect. I decided it was still worth it to me to establish a long term relationship with them, so I got the card.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
