Worst pre-approval ever!

[jayjayhawaii]

Just received a letter from "Fortiva" congratulating me on my pre-approval for their "Fortiva Credit Card."

1,000 SL

30.74% APR

33.74% Cash Advance

$175 annual fee

$12.50 per month maintenance fee

3% foreign transaction fee

No thank you.

[Anonymous]

LOL - sounds legit! 

All jokes aside - whats the difference between Credit One and Fortiva?

 I received an offer from CO and fell out of my chair laughing. Rebuild or not they are a joke! 

[Anonymous]

You got a better offer than I did! lol

Just got my offer today,

$700 SL

36% APR for Purchase

36% Cash Advance APR and Balance Transfer APR

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[Anonymous]

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@Anonymous wrote:

You got a better offer than I did! lol

Just got my offer today,

$700 SL

36% APR for Purchase

36% Cash Advance APR and Balance Transfer APR

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LOL!  Was going to say, I'm pretty sure I recently got one and threw it away after nearly busting a gut laughing and was closer to yours.  All the aforementioned fees, 35.99 or 36.99 APR, but think I had a $1000 SL on it.  Might have been $500, IDR.

[jayjayhawaii]

Wow, got me beat there!

Lol, that annual fee plus monthly is equal to a security deposit on Cap One or Disco secured cards.

[Civil]

All I heard was FEES!
Hi, how’s it going....FEES!
You breathing today?...FEES!
Oh nice shirt...FEES!
😂😂😂😂

[Anonymous]

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@jayjayhawaii wrote:

Just received a letter from "Fortiva" congratulating me on my pre-approval for their "Fortiva Credit Card."

1,000 SL

30.74% APR

33.74% Cash Advance

$175 annual fee

$12.50 per month maintenance fee

3% foreign transaction fee

No thank you.

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I wonder how they stay in business.  The only people who would take that offer are people who don't intend on paying once their bill hits. 

[FireMedic1]

What the............Cheaper to hock somthing at a pawn shop!

[AverageJoesCredit]

Amazing how people even get these offers. The apr is ridiculous but irrelevant if you pif any charge but those fees are insane. Wonder if K-in-Boston would be interested since he still cant qualify for Credit One

[Malcono]

Wow those fees.

I can not imagine who would actually sign up for this.