X1 question on charge denials

[tjs19593]

 I anticipate getting an invite for an X card in the future. I saw a reddit thread where several people complained about having charges denied. Seemed like a common issue at least among the reddit crowd. Anyone here have head scratching charge denials on the X card?

[wingennis]

I have had the Venture X since day 1.  Never had a purchase declined.  I don't engage in MS or other types of purchases that will draw attention to how I'm spending, though.

[cashorcharge]

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@tjs19593 wrote:

 I anticipate getting an invite for an X card in the future. I saw a reddit thread where several people complained about having charges denied. Seemed like a common issue at least among the reddit crowd. Anyone here have head scratching charge denials on the X card?

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You "may" want to verify they were talking about the Capital One Venture X card and not the X1 card issued by a different bank.  Some X1 cardholders have discussed issues with that card such as odd transaction declines and statements from the issuer of potential rewards abuse

[tjs19593]

Thank you, it is the X1 card the thread was about. Thank you for clearing me up!

[HowDoesThisAllWork]

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@wingennis wrote:

I have had the Venture X since day 1.  Never had a purchase declined.  I don't engage in MS or other types of purchases that will draw attention to how I'm spending, though.

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@wingennis - Pardon the ignorant question (and, make no mistake, I am 100% ignorant here - thus, the question) but you stated that "...don't engage in MS or other....".  What is "MS" in this context?

Please and thank you!

[W261w261]

MS = Manufactured Spend. I believe it's off-limits for discussion on this board. Google it. 

[wingennis]

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@HowDoesThisAllWork wrote:

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@wingennis wrote:

I have had the Venture X since day 1.  Never had a purchase declined.  I don't engage in MS or other types of purchases that will draw attention to how I'm spending, though.

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@wingennis - Pardon the ignorant question (and, make no mistake, I am 100% ignorant here - thus, the question) but you stated that "...don't engage in MS or other....".  What is "MS" in this context?

Please and thank you!

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It is an abusive spending practice.  I'm sorry I brought it up since I know it's a disallowed topic.  You should be able to do a google search for "manufactured spend/spending".  Please disregard my comment since you were asking about a card I don't currently have.

[HowDoesThisAllWork]

Got it.  And not asking any more questions.

[Remedios]

Title of the thread and subsequent posts edited to reflect card OP is talking about since card in title happened to be wrong card 

[bilwilvegas]

I have had one charge denied and I was able to go into the app to approve it and the company ran it again and it went right through.  We were buying several things online from different places and the card was fairly new.  That was the only time.  We have used it domestically and internationally for orders and travel and not had any other declined charges.