Now have the BankAmericard Worldpoints, before I had a plain jane card.
Total utilization is basically non-existent unless you count the few times I've accidentally allowed a card to report a few hundred dollars by missing a PIF before statement cuts. So at most, my util has been around 2-3%. Not a single late EVER on a ANY accounts. Only bad entry on my credit reports is a 7 year old medical collection that drops on September 18th and only shows on EX. The other 2 are clean with scores of 732 and 754, but they were higher when I tried for CLI, they dropped a bit from my new Discover account account reporting. Had BofA for 2 1/2 years...and perfect history...I don't get it. Oh and HHI is around $100k. Can not figure out their reason for hating me so much.
Uncle_Money wrote:
Hi UpUpUp,
Thanks.
Really? Which card do you have with them? How's your utilization on other accounts?
- UM
Message Edited by UpUpUp on
09-04-2008 09:40 PM
