Yet another AMEX Thread

Anonymous · ‎08-18-2008

I am 18 Y.O. student with a year of credit history. TU 602, EQ 543, EX 574. I have a $515/mo. Auto Installment Loan (opened 7/2008) and a $500 CL Capital One (opened 6/07). I have missed one payment on the CC but have since paid it. I have 9 Inquiries also. I want a Amex Green or Gold Card, I recently applied and was declined for insufficient history. When or at what score should I reapply?

Anonymous · ‎08-18-2008

Just kidding the Auto Loan was opened 07/07 not 08.

fused · ‎08-18-2008

Amex will pull your EX report. I would wait another 6-9 months and make sure your score is 675+.

shyboy · ‎08-18-2008

hello when i got my amex delta card, i had a credit history of a year and 7 months.

hope this helps.

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks