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You aren't pre-approved but...

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Shellie
Valued Contributor

You aren't pre-approved but...

When you get this msg  "we coun't find any pre-approval offers blah blah but we think you'll like this card..."

 

Is this a generic msg to get you to app?  Or did they actually show you a card you might qualify for?

Message 1 of 7
6 REPLIES 6
injustifiiable
Valued Contributor

Re: You aren't pre-approved but...


@Shellie wrote:

When you get this msg  "we coun't find any pre-approval offers blah blah but we think you'll like this card..."

 

Is this a generic msg to get you to app?  Or did they actually show you a card you might qualify for?


Just a generic message.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 7
Anonymous
Not applicable

Re: You aren't pre-approved but...

It doesn't mean you will get approved, it just means they didn't send you any preapprovals.  Don't take the hit if you don't think you'll get approved!

Message 3 of 7
sccredit
Valued Contributor

Re: You aren't pre-approved but...

It is a standard message

Message 4 of 7
Shellie
Valued Contributor

Re: You aren't pre-approved but...

I didn't.  I'm supposed to be gardening...  However I guess I took a HP this morning for the bill me later thing.  They only asked for the last 4 so I assumed it was a SP.  I have since learned that is not the fact.  Bummer! 

Message 5 of 7
myjourney
Super Contributor

Re: You aren't pre-approved but...


@Shellie wrote:

I didn't.  I'm supposed to be gardening...  However I guess I took a HP this morning for the bill me later thing.  They only asked for the last 4 so I assumed it was a SP.  I have since learned that is not the fact.  Bummer! 


Stop now back to the garden before you do real damage Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 7
Shellie
Valued Contributor

Re: You aren't pre-approved but...

Haha!  Thanks!!  I'm back to the garden. 

 

I want a house!  I have to get my score up!!  We are giving ourselves a year to repair and hoping to be able to buy by the end of 2014. 

 

I was in a big hurry before but my situation changed in so many wasy over the past few months so I have no choice but to be patient now.  It is for the better, I hope.

Message 7 of 7
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