You can only have 3 cards. What do you keep?

[Anonymous]

Citi Double Cash

Discover It

Bank of America Cash Rewards

[Anonymous]

JCB Marukai
Sallie Mae MC
Cash+

No less than 3% (amortized) cash back anywhere and 5% in lots of key categories. With the Cash+, fast food is actually 95% as useful as a non-nerfed restaurant category for me fortunately.

Decent network coverage since JCB works on the Discover network, and Cash+ is visa signature so that can be at least an attempt to fill in for Amex bells and whistles.

[Anonymous]

Citi Forward (5% for restaurants, amazon, and entertainment all the time.  Racking up points for eventual Citi Prestige pick up)

Chase Freedom (to be paired with CSP for transfers/quarterly rewards - if Forward categories fall in the same category as Freedom's quarterly category, would prefer to use Freedom as UR are more valuable)

CSP (for no foreign transaction fees/allow transfer of points to airlines/travel purchases)

[koalablue]

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@Anonymous wrote:

I use three because that's the ideal number of cards for credit score worthiness according to some.  

So, what say you?

I have three now, but two are 'store' cards (if you want to call Care Credit a store card).  I'm shooting for Barclay Rewards, and maybe Chase Sapphire Preferred or Amex BCP down the road. 

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I'd keep the CSP, BCP and Discover.  The CSP for points and the BCP and Discover for cash back.   Since I assume you're only talking about personal credit cards, I'd also keep my Chase Ink Plus for the points.

[youdontkillmoney]

Amex Platinum

Citi prestige

some visa card, not sure which, mayb Merill+ visa signature

[Imperfectfuture]

Okay, serious answer.

Barclays, because I can make other cards. (Sallie Mae in Future).
Amazon until get sallie Mae, then back to freedom.
BCE upgrade to BCP (until get sallie Mae

But on business, Amex SimplyCash, looking for Ink Cash, and a travel card that replaces Aviator.

If get ink Cash, might replace Freedom with discover.

So three personal, three business.

[chalupaman]

Chase Freedom, CSP, and Discover It.

[joeyoey]

CSP, AMEX BCEP, & Discover IT

[ways2go]

NFCU Cash Rewards,  Amex TE,  Discover.

[Anonymous]

Of the cards I have:

Sallie Mae WMC

Quicksilver

AARP

Of the cards I would like to have:

Sallie Mae WMC

Double Cash

US Bank Cash+